Boat Surveys - Do You Need One, and How Much Do They Cost

If you’re buying or selling a boat (or even insuring it), you’ve probably come across the requirement for a boat survey. But what exactly is a boat survey, and how much does it cost in the UK?

This guide answers these questions and many more, so you can sail through the boat survey process with ease.

Basically, a boat survey is a thorough inspection of a vessel’s structure, systems, and overall condition. It’s usually done by a qualified marine surveyor, and it’s crucial for determining the boat’s seaworthiness and market value.

You’ll probably need a survey if you’re buying or selling a boat, or arranging boat insurance. In some cases, lenders require a survey before approving boat financing, while insurance providers may ask for one before issuing an insurance certificate. If you need more info on how to insure your boat, check out our Beginner’s Guide to Boat Insurance in the UK.

Boat surveys really are worth the investment. Even if a boat appears to be in great condition, there may be hidden problems lurking under the surface, such as corrosion, structural issues, or system failures that only a trained professional surveyor can detect.

This is especially the case when you’re buying a used boat, as there’s no guarantee or warranty. You’ll want to be absolutely sure you aren’t making a bad investment by buying a boat that could need major work in the near future. For this reason, we highly recommend that you get the boat checked before the transaction is complete. 

If you’re not sure whether to buy a specific boat, a boat survey can give you peace of mind or highlight potential deal-breakers. When you consider the cost of repairs against the average cost of a boat survey, the survey price is worth it to ensure you can go ahead and buy that dream boat with confidence.

There are different types of boat surveys, so we’ll take a brief look at them one by one. Each type of survey serves a specific purpose, so it’s important to choose the right one for your situation:

• Full Condition/Pre-Purchase Survey: The most common type of survey, this is absolutely essential when buying a boat. It covers the whole vessel, including the hull, engine, and electrical systems.

• Insurance Survey: Some insurance providers require a survey before they will insure the vessel. This survey focuses on the boat’s safety and compliance with regulations.

• Valuation Survey: If you want to find out the market value of a boat for sale, an appraisal survey will provide a professional estimate.

• Damage Survey: If a boat gets damaged, this survey may be necessary to assess the extent of the damage and the possible cost of repairs.

• Pre and Post-Transport Survey: When a boat is transported by whatever means, it’s essential to document its condition before and after the journey. This helps identify any existing damage or issues that could worsen during transport, and also after it arrives at its destination to check that no damage occurred during transit. 

The cost of a boat survey varies, depending on the type of survey, the size of the boat, and the surveyor’s fees. 

Typically, boat survey cost in the UK ranges from £15 to £25 per foot of the boat’s length. Canal boat survey costs can vary due to the unique nature of these boats, but a rough example of a pre-purchase survey for a 30-foot canal boat could be between £450 and £750.

There’s also an additional cost for getting the boat out of the water to complete the survey. The cost of this will depend on the dimensions of the boat, the area, and what lifting facilities are available. 

To find out more about pricing and selling your boat, take a look at our Sell My Boat page.

A pre-purchase survey, also known as a full condition survey, is the most comprehensive inspection you can get when buying a boat. It provides a detailed assessment of the boat’s overall condition, identifying any potential issues. Here’s what it usually covers:

Hull and Structural Integrity

The surveyor will carry out an in-depth examination of the hull, both above and below the waterline. In the UK, it’s common to lift the boat out of water for a full inspection. This may involve testing for moisture to detect hidden damage such as osmosis (water ingress). Surveyors also examine the keel, rudder, and propellor to ensure there are no cracks, weakness, or signs of corrosion.

Deck, Superstructure, and Fittings

The deck and superstructure, including any fittings like stanchions and cleats, will be checked for cracks, leaks, and signs of deterioration. The surveyor will check for evidence of water ingress around windows, hatches, and fittings, which is a common problem in older boats, especially in the UK’s damp climate.

Interior and Bulkheads

Inside the boat, the surveyor will assess the internal structure, including bulkheads, frames, and stringers, for signs of damage, rot, or water intrusion. This is crucial for identifying hidden damage that could compromise safety or need costly repairs.

Engine and Mechanical Systems

The surveyor will give the engine a visual inspection, where they check for obvious signs of wear, leaks, or corrosion. However, most surveyors don’t conduct a detailed mechanical test. Buyers should hire a specialist marine engineer for a full engine analysis if the visual inspection raises concerns.

Electrical Systems

The boat’s electrical systems, including wiring, battery installations, and fuse panels will be inspected for safety and compliance with UK marine regulations. The surveyor will check that the system is well-maintained, properly installed, and safe to use, but they may not fully test the functionality of all electronics without prior arrangement.

Plumbing and Water Systems

The surveyor will check the boat’s plumbing, including water tanks, pumps, and pipework, to make sure there are no leaks or issues. Special attention is paid to the bilge pumps, which are essential for keeping the boat safe in case of flooding.

Rigging and Sails (for sailing boats)

For sailing boats, the rigging and sails will be inspected, although surveyors don’t usually go aloft to check the rigging unless this is specifically arranged. They will inspect the rigging from the deck and the condition of the sails, looking for signs of wear, corrosion, or damage.

Safety Equipment

UK maritime law states that certain safety equipment, such as lifejackets, fire extinguishers, and lifebuoys are to be on board and in working order. The surveyor will make sure this equipment is present and compliant with safety regulations.

Steering and Propulsion Systems

The boat’s steering mechanisms, rudder, and propulsion system will be inspected to make sure they are working properly. Any issues with these systems could impact safety and performance, so they are thoroughly checked in a full condition survey.

While boat surveys are thorough and detailed, there are some limitations as to what they can reveal. Understanding what a boat survey doesn’t include will enable you to set up a further professional investigation on any areas that aren’t covered, should you decide to do so.

Hidden or Inaccessible Areas

Surveyors can only assess areas that are visible and easily accessible. They won’t dismantle or remove panels, flooring, or other structures, which means that issues like internal corrosion, hidden water damage, or fuel tank defects may go unnoticed. For example, unless there’s visible evidence of a problem, the inside of the fuel tank won’t be inspected.

Mechanical and Engine Diagnostics

Although the surveyor will perform a visual inspection of the engine and check it for obvious signs of wear or damage, they don’t usually do in-depth mechanical diagnostics. This means that potential issues with engine performance, oil analysis, or internal components might not be fully explored. If you’re concerned about the engine, it’s best to hire a separate engine specialist.

Electronic Systems Testing

Although the surveyor will visually inspect the boat’s electrical systems, including wiring and battery connections, they don’t usually perform detailed functionality tests on all onboard electronics.

For example, navigation equipment, radios, or onboard entertainment systems may be checked for condition, but not fully tested in operation. If electronics are a priority, it’s best to arrange extra checks with a specialist.

Rigging and Mast Inspection (Sailboats)

For sailboats, surveyors will inspect the rigging and mast from the deck, but they don’t often climb the mast for a thorough check unless specifically requested.

This means that any issues at the top of the mast or within the rigging could go undetected unless further inspection is arranged.

Cost Estimates for Repairs

While surveyors are experts in identifying issues, they don’t typically provide detailed cost estimates for repairs. Although they may give general advice on what might need fixing, you’ll have to get quotes from repair specialists for a full breakdown of any repair costs.

Ongoing Maintenance Forecast

The boat survey gives you a snapshot of its current condition, but it doesn’t tell you about possible future maintenance needs beyond the obvious immediate repairs. Boats tend to require ongoing maintenance, so it’s essential to understand that a survey can’t predict every future issue that may arise.

This varies, depending on the size and type of boat. On average, a survey for a standard canal boat can take between 4 to 6 hours, though larger vessels generally require more time. How long a survey takes should factor into your plans, especially if you need the boat surveyed before buying it or getting an insurance policy.

When buying a used boat in the UK, standard contracts usually allow a 14-day window for having a survey done after the buyer has paid a deposit to the seller or their agent. Surveyors are therefore usually flexible and are used to taking short-notice bookings. 

The surveyor’s written report is usually completed in around three days, and surveyors are usually available to go over the report details with you at that point.

Boat surveys are typically valid for around a year, although some insurance companies may accept surveys up to two years old. How long the boat survey is good for will depend on the individual boat and the reason for the survey. If significant changes happen to the boat after survey, such as damage or extensive repairs, a new survey may be required.

Generally, the buyer pays for the survey when purchasing a boat, but sometimes the cost will be negotiated between the buyer and seller. For insurance surveys, the boat owner usually pays. If you’re selling a boat, a pre-sale survey can increase buyer confidence. 

For an in-depth look at selling a boat, from how to set a price through to advice on how to prepare your boat for sale, you might like our in-depth guide on How to Sell a Boat.

Getting the right surveyor is essential to make sure you get an accurate and thorough inspection. Look for accredited surveyors who are members of professional bodies like the International Institue of Marine Surveying (IIMS), the Society of Consulting Marine Engineers and Ship Surveyors (SCMS), or the Yacht Designers and Surveyors Association (YDSA).

Another good idea to find good surveyors is to check reviews and ask for recommendations from other boat owners.

Boat surveys often uncover a range of issues. Here are the most common:

• Osmosis: Blistering of the hull due to water penetration, often caused by prolonged exposure to water. Although it starts off as merely cosmetic damage, severe osmosis can compromise the hull’s integrity.

• Corrosion: Metal components, especially in saltwater environments, are prone to corrosion that affects hull fittings, engine parts, and other critical systems.

• Rot and Woodworm: This is common in older boats with wooden structures. Rot and woodworm infestations can weaken the boat’s framework over time.

• Electrical Faults: Damp conditions can lead to moisture affecting wiring and connections, resulting in corrosion, shorts, or system malfunctions.

• Keel and Rudder Damage: This is often caused by grounding in shallow or rocky waters, and it can affect a boat’s handling and overall safety.

Canal boats and other inland waterway boats in the UK are subject to specific regulations that require them to have regular safety and compliance checks. The Canal & River Trust states that all boats using these waterways in England and Wales must have a valid Boat Safety Scheme (BSS) certificate. 

This certificate ensures that these boats meet essential safety standards, particularly those about onboard systems like gas installations, electrical wiring, and fuel storage. Canal boats should typically be inspected every four years to renew this certification.

We hope you found this article useful, and that it answered any questions you had about boat surveys. If you’re looking for a new boat, why not check out our huge selection of new and used boats for sale?